What is a Jumbo Loan?

A Jumbo loan is a unique type of loan that allows borrowers to finance a home that exceeds conventional loan limits in your area. These loan limits vary by state and county, and can change on an annual basis. When considering a Jumbo loan, it is important to be aware of what the loan limits in your area are. If the loan you are seeking is even $1 over the loan limits for your area, then a Jumbo loan can be utilized to provide the financing you need.


  • Competitive interest rates
  • Allows for the purchase of a more expensive home than other loans
  • Can be used on a primary residence, second home or even a vacation home
  • Eliminates the need of having two separate mortgages

How it Works

Jumbo loans offer borrowers the ability to finance a home that exceeds the local conventional loan limits, while keeping similar mortgage options to other loans. Jumbo loans are often referred to as non-conforming loans, since they do not conform to the loan limits set by the Federal Housing Finance Agency.

Jumbo Loan Image

Reasons to consider a Jumbo Loan

  • If you need financing larger than what is allowed under the loan limits for your area
  • Competitive interest rates

Not every loan option is right for every borrower. To get your questions answered and receive more information on what type of loan is best for you, contact us at 1-303-410-2937 or click the button below and allow us to help find a customized loan to fit your specific needs.